NAME
Finance::Bank::SuomenVerkkomaksut - Process payments through JSON API of
Suomen Verkkomaksut in Finland. Payments from all Finnish Banks online:
Nordea, Osuuspankki, Sampo, Tapiola, Aktia, Nooa, Paikallisosuuspankit,
Säästöpankit, Handelsbanken, S-Pankki, Ålandsbanken, also from Visa,
Visa Electron, MasterCard credit cards through Luottokunta, and PayPal,
billing through Collector and Klarna.
SYNOPSIS
use Finance::Bank::SuomenVerkkomaksut;
# Creating a new payment
my $tx = Finance::Bank::SuomenVerkkomaksut->new({merchant_id => 'XXX', merchant_secret => 'YYY'});
# All content in accordance to http://docs.verkkomaksut.fi/ field specs
$tx->content({
orderNumber => 1,
referenceNumber => 13,
description => 'Order 1',
currency => 'EUR',
locale => 'fi_FI',
urlSet => {success => $c->uri_for('/payment/success').'/',
failure => $c->uri_for('/payment/failure').'/',
pending => $c->uri_for('/payment/pending').'/',
notification => $c->uri_for('/payment/notification').'/',
},
orderDetails => {
includeVat => 1,
contact => {
firstName => 'First',
lastName => 'Last',
email => 'first@example.com',
telephone => '555123',
address => {
street => 'Street 123',
postalCode => '00100',
postalOffice => 'Helsinki',
country => 'FI',
}
},
products => [
{
"title" => 'Product title',
"amount" => "1.00",
"price" => 123,
"vat" => "0.00",
"discount" => "0.00",
"type" => "1", # 1=normal product row
},
],
},
});
# set to 1 when you are developing, 0 in production
$tx->test_transaction(1);
my $submit_result = $tx->submit();
if ($submit_result) {
print "Please go to ". $tx->url() ." $url to pay your order number ". $tx->order_number().', see you soon.';
} else {
die 'Failed to generate payment';
}
# Verifying the payment when the user returns or when the notify address receives a request
my $tx = Finance::Bank::SuomenVerkkomaksut->new({merchant_id => 'XXX', merchant_secret => 'YYY'});
my $checksum_matches = $tx->verify_return({
ORDER_NUMBER => $c->req->params->{ORDER_NUMBER},
TIMESTAMP => $c->req->params->{TIMESTAMP},
PAID => $c->req->params->{PAID},
METHOD => $c->req->params->{METHOD},
RETURN_AUTHCODE => $c->req->params->{RETURN_AUTHCODE}
});
if ($checksum_matches) {
# depending on the return address, mark payment as paid (if returned to RETURN_ADDRESS),
# as pending (if returned to PENDING_ADDRESS) or as canceled (if returned to CANCEL_ADDRESS).
if ($url eq $return_url) {
# &ship_products();
}
} else {
print "Checksum mismatch, returning not processed. Please contact our customer service if you believe this to be an error.";
}
merchant_id
The merchant id given to you by Suomen Verkkomaksut when you make the
contract. Defaults to the test merchant account.
merchant_secret
The merchant secret given to you by Suomen Verkkomaksut. Defaults to the
test merchant account.
test_transaction
Set to 1 to mark the mode as a test. In that case the test merchant
account of Suomen Verkkomaksut is used and no real money is transferred.
Intended for testing.
debug
Set to 1 to get debug warnings. Defaults to 0, no debug.
content
Set the content to be sent to Suomen Verkkomaksut API. All content must
be in accordance to http://docs.verkkomaksut.fi/ field specs, as a Perl
data structure.
submit
Submits the content to Suomen Verkkomaksut API. Populates is_success,
url, server_response_json, server_response, result_code, error_message,
token and order_number.
is_success
Populated when you call submit. Status of the submission.
url
Populated when you call submit. This is the URL the user should go to to
make the payment.
token
(Nice-to-have) Populated when you call submit and the submission is
succesful.
order_number
(Nice-to-have) Populated when you call submit and the submission is
succesful.
server_response_json
(Nice-to-have) Populated when you call submit and the submission is
succesful.
server_response
(Nice-to-have) Populated when you call submit. The entire unprocessed
response content.
result_code
(Nice-to-have) Populated when you call submit. The HTTP status code of
the reply.
error_message
Populated when you call submit and the submission is not succesful.
Contains the error message from Suomen Verkkomaksut.
verify_return
When the end-user has completed the payment he will return to your
specified RETURN_ADDRESS, CANCEL_ADDRESS or PENDING_ADDRESS. Before you
process the returning any further you must check that the parameters
given to this address have the correct checksum.
This method verifies the checksum and returns true or false stating if
the checksum matched or did not.
After you know that the checksum matched you can mark the payment as
paid (if returned to RETURN_ADDRESS), as pending (if returned to
PENDING_ADDRESS) or canceled (if returned to CANCEL_ADDRESS).
Also your NOTIFY_ADDRESS should call verify_return first to verify the
checksum and only if the verification is passed proceed with the
information received.
port
The port where the submission is sent to. Defaults to 443.
server
The server host name where the submission is sent to. Defaults to
payment.verkkomaksut.fi.
path
The URL path where the submission is sent to. Defaults to
/api-payment/create.
api_version
The API version of Suomen Verkkomaksut. Defaults to 1.
SECURITY
Don't allow user to set the test_transaction to true! If the user can
set it to true when returning he will get his payment registered as
processed.
Don't allow user to set the 'type' parameter of verify_return.
SEE ALSO
http://verkkomaksut.fi/ http://docs.verkkomaksut.fi/
http://www.verkkomaksut.fi/palvelut/palveluiden-kayttoonotto
AUTHOR
Oskari Okko Ojala <okko@cpan.org>, Frantic Oy http://www.frantic.com/
COPYRIGHT AND LICENSE
Copyright (C) Oskari Ojala 2011.
This library is free software; you can redistribute it and/or modify it
under the same terms as Perl itself, either Perl version 5.8.8 or, at
your option, any later version of Perl you may have available.